We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges self-employed individuals face when it comes to mortgage approval, which is why we provide fast approval even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage for those whose expenses impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today and let us help you find the best mortgage solution for your needs.