First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning seamless. Our team of experts will handle all the financial details, ensuring a quick and efficient process for finding your perfect property. With our education-focused approach, you'll receive clear next steps and have access to an easy-to-use online application to kick-start the process accurately. We provide tools and guidance to streamline document submission and offer detailed assessments to aid in budget planning, including the consideration of closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work and determine the amount of down payment you need, what you can afford to buy, and what your monthly payments will be. Additionally, we'll design a custom-tailored mortgage product to meet your specific needs, secure a pre-approval, and lock in the best rate. Our access to Canada's top lenders means we can even submit your application to alternative financiers if you don't qualify at your bank. Finally, you'll have access to the most innovative tools in Canada, which will reduce errors, improve efficiencies, and save you time throughout the process.

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Before beginning the process of getting a mortgage to purchase a home, it is important to get pre-approved and lock in a favorable interest rate. Pre-approval not only saves time, but also helps determine the price range you can shop within for your dream home. Taking it a step further, a lender can assess how much money you can borrow and create a personalized mortgage product that suits your needs. By locking in a favorable interest rate, you can have the assurance of enjoying that rate throughout the approval process, giving you the confidence to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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