We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have previously been declined for a mortgage, we provide fast approval for self-employed individuals. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage option is useful. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide several documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your options!