Mortgages for newcomers to Canada are available to help them understand the ins and outs of Canadian real estate, as well as the associated costs like closing costs and adjustment costs. Instead of paying rent, newcomers can build equity by taking advantage of employment and credit sources. These mortgages also help newcomers find the best rates and options, especially for loan amounts over $1 million. With a down payment of at least 20%, newcomers have more flexibility, but they can also access options with as little as 5% down. We also assist newcomers in understanding homebuyer incentive programs and down payment assistance options. We have access to a wide range of lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, allowing us to create a customized mortgage product that suits your needs and offers the best rate, even if you have limited credit or employment history. Additionally, we offer innovative tools to ensure an efficient first-time home buying experience in Canada.