Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration the reduced taxable income that comes from claimed expenses. Additionally, our Stated Income mortgage is a great option for those who have qualifying income affected by their expenses. We also accept dividend and investment income, as long as it can be proven and is stable. When applying for a mortgage with us, we require a few documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership for your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide you with reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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