We offer low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even after previous declines. Our mortgage options take into consideration reduced taxable income from claimed expenses, making the Stated Income mortgage an ideal choice for those with expenses impacting qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. Required documents for application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, our access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, allows us to provide options tailored specifically for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your options!