Discover your home purchase affordability by obtaining a mortgage pre-approval, where I provide guidance on financial strategy, down payment, and determining the mortgage amount that suits you best. I will advise you on the necessary documentation for conditional approval, which is the initial step towards getting approved for a mortgage. This process not only establishes the borrowing amount from a lender based on your current financial status but also identifies any potential early obstacles and expedites the approval process. The pre-approval period can range from 60 to 120 days and some lenders even allow you to lock in the rate to safeguard against rising interest rates. Utilizing innovative tools in Canada, we aim to reduce errors, enhance efficiencies, and save you time so that you can quickly discover your qualification status for a mortgage.