Self-employed individuals can benefit from low rates and excellent mortgage options tailored specifically for their unique financial situation. They can expect fast approval, even if they have been declined for a mortgage in the past, as their reduced taxable income from claimed expenses is taken into consideration. Those with expenses affecting their qualifying income can explore the option of a Stated Income mortgage. Dividend and investment income are also accepted, with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and proof of incorporation or business license. Access to top Canadian lenders, including banks, credit unions, and alternative financers, is available, with reasonable income estimates being accepted. Tailored options for Business For Self borrowers, or BFS, are also available. For more information, interested individuals are encouraged to give a call.