First Time Home Buyers

If you are thinking about buying your first property, we can provide you with a seamless transition from renting to owning. Our financial experts will handle all the details to quickly find the perfect property for you. Our education-focused approach will guide you through the process, with clear next steps and an easy-to-use online application. Our tools and guidance will streamline document submission, and our detailed assessments will help you plan your budget and understand all associated costs, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product, provide mortgage pre-approval, and lock in the best rate. Additionally, we have access to all of Canada’s top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, giving you more options if you don't qualify at your bank. With our innovative tools, we can reduce errors, improve efficiencies, and save you time.

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It is crucial to secure pre-approval and lock in your mortgage rate before starting the home-buying process. Pre-approval is a valuable tool that not only saves time but also helps determine the ideal purchase price, enabling you to begin your search for your dream home. Taking this a step further, I will calculate the maximum amount you can borrow from a lender and customize a mortgage product to suit your specific needs. By securing the best rate, you can enjoy rate assurance and shop for properties confidently, thanks to the fast pre-approval process that expedites the overall approval process.

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First time buyer or refinancing? Call for a free quote!

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