Mortgages for newcomers to Canada provide assistance in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. By opting for a mortgage, newcomers can build equity instead of paying rent and benefit from employment and credit sources. Additionally, we offer the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum 20% down payment saved, as well as more flexibility on down payment with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. Furthermore, with access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can customize a mortgage product that suits your specific needs and secures the best rate, even if you do not qualify at your bank due to limited credit and employment history. Lastly, we provide innovative tools to ensure an efficient first-time home buying experience in Canada.