Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who may have been previously declined. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, so we offer mortgage options that take this into consideration. Our Stated Income mortgage is particularly useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as it can be proven and shows stability. To apply for a mortgage, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored mortgage options for Business For Self (BFS) borrowers. Give us a call for more information!

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