Our Mortgage for People New to Canada program aims to assist newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. By opting for a mortgage, newcomers can build equity instead of paying rent, benefiting from their employment and credit sources. We are dedicated to finding the best rates and mortgage options for newcomers who are looking for higher loan amounts, specifically over $1 million, with a minimum down payment of 20%. We also offer more flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage solution that aligns with your specific needs and secures the best rate available, even if you face limitations such as limited credit and employment history. Utilize our innovative tools to enhance your first-time home buying experience in Canada.