Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been turned down by other lenders in the past, we can still help you secure a mortgage. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If your expenses impact your qualifying income, our Stated Income mortgage option is particularly useful. We also accept dividend and investment income, as long as there is stability and proof. To get started, all you need to provide are a few key documents, such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are open to reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call to discuss your mortgage needs.

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