Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have had previous declines. Our self-employed mortgage options take into account the reduced taxable income that comes with claimed expenses. For those whose qualifying income is affected by expenses, our Stated Income mortgage can be very useful. We also accept dividend and investment income, as long as it can be proven and is stable. The required documents for our mortgage options include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call and find out how we can help you.

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