We offer assistance to newcomers in understanding the real estate market in Canada, including the costs involved in purchasing a home. We believe that building equity through homeownership is more beneficial than renting, especially when newcomers have stable employment and credit sources. We can help these newcomers find the best mortgage rates and options, even for higher loan amounts over $1 million, with a minimum down payment of 20%. Additionally, we can provide information on homebuyer incentive programs and down payment assistance options. With access to various lenders, we can create a customized mortgage product that suits their needs and offers the best interest rates, even if they may not qualify at their bank due to limited credit or employment history. Through innovative tools, we strive to make the first-time home buying experience efficient for newcomers in Canada.