We offer low rates and excellent mortgage options specifically designed for self-employed individuals, ensuring fast approval even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, and we offer a Stated Income mortgage option for those whose expenses impact their qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. If you are interested, please give us a call.