I can assist you in determining how much you can afford for your home purchase through mortgage pre-approvals. This involves helping you understand your financial strategy, determining the mortgage amount and down payment that is feasible for you, and assessing your affordability. I can provide guidance on the necessary documents for conditional approval. By obtaining a pre-approval, you can find out the amount you can borrow from a lender based on your current financial situation, identify any potential obstacles to qualification in advance, and expedite the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in your rate to protect against rising interest rates. With the use of advanced tools, we aim to minimize errors, enhance efficiencies, and save you valuable time. Our quick pre-qualification tools can provide you with an understanding of what you are qualified for.