Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage option may be useful for you. We also accept dividend and investment income as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to learn more about how we can help you.

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