We offer assistance to newcomers in Canada by providing them with information on Canadian real estate and associated costs. We help them understand closing costs and adjustment costs and guide them on how to build equity instead of paying rent. We specialize in finding the best rates and mortgage options for newcomers looking for higher loan amounts with a down payment of at least 20%, although we also have flexibility for those with a down payment as little as 5%. Additionally, we explain homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders allows us to tailor a mortgage product that meets your needs and locks in the best rate, even if you have limited credit or employment history. We also provide innovative tools to ensure a smooth first-time home buying experience.