Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. We understand the unique financial situation that comes with being self-employed and can provide fast mortgage approval, even if you have been turned down before. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer Stated Income mortgages, which are especially useful for those who have expenses that impact their qualifying income. We accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to learn more!

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