First Time Home Buyers
If you are considering buying your first property, our services can provide a smooth transition from renting to owning. We have experts who will handle the financial details, making it easier for you to find your perfect property quickly.
Our approach is focused on educating buyers, so you will have a clear understanding of the next steps in the homebuying process. We also offer an easy-to-use online application that will kick-start the process accurately, saving you time and effort.
We provide tools and guidance to streamline document submission, and detailed assessments to assist with budget planning. This includes determining the associated costs such as closing costs and adjustment costs. It's important to us that you have a comprehensive understanding of these costs before proceeding.
Our experts can also help you understand how homebuyer incentive programs work. We will assist you in determining how much down payment you need, how much you can afford to buy, and what your monthly payments will be. This ensures that you are financially prepared for homeownership.
We design a custom-tailored product that fits your specific mortgage needs. We will set you up with a mortgage pre-approval and lock in the best rate available. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means we can submit your application to other lenders who may be able to provide you with a mortgage.
In addition, we offer access to the most innovative tools in Canada. These tools help reduce errors, improve efficiencies, and save you time throughout the homebuying process. We understand that your time is valuable and aim to make the process as seamless as possible.