We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval, even for those who have been previously declined. We understand that as a self-employed individual, your taxable income may be reduced due to claimed expenses. That's why our self-employed mortgage options take this into consideration.

For those who have expenses that impact their qualifying income, our Stated Income mortgage option can be extremely useful. This allows you to state your income without needing to provide extensive documentation. Instead, we focus on stability and proof requirements for dividend and investment income.

When applying for a mortgage as a self-employed individual, there are a few required documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents ensure that your income and business are properly verified.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to accept reasonable income estimates and work with self-employed individuals to provide the best mortgage options possible.

We also offer options tailored specifically for Business For Self (BFS) borrowers. These options are designed to meet the unique needs and circumstances of individuals who are self-employed. Whatever your situation may be, we are here to help you navigate the mortgage process and find the best solution for your needs.

If you're a self-employed individual looking for a mortgage, give us a call today. We have the expertise and resources to help you secure a mortgage that meets your needs and offers competitive rates. Don't let being self-employed hold you back from homeownership - we are here to assist you every step of the way.