Our company specializes in providing mortgages for people who are new to Canada. We aim to assist newcomers in understanding the Canadian real estate market, as well as the associated costs such as closing costs and adjustment costs. Our goal is to help these individuals build equity instead of paying rent, taking advantage of employment and credit sources. We offer the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum of 20% down payment saved, and we also provide flexibility on down payment, allowing as little as 5% down. We are here to explain the various homebuyer incentive programs and down payment assistance options available. With access to the top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized product that meets your mortgage needs and ensures the best rate, even if you don't meet the qualifications at your bank due to limited credit or employment history. Additionally, we offer innovative tools to make your first-time home buying experience in Canada efficient.