We offer self-employed individuals low rates and excellent mortgage options, even if they have been previously declined. Our mortgage options take into account reduced taxable income from claimed expenses, making them especially suitable for those with expenses that negatively impact their qualifying income. We also accept dividend and investment income, but with stability and proof requirements. To qualify, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. Don't hesitate to give us a call for more information!