First Time Home Buyers

If you're thinking about buying your first property, you can enjoy a smooth transition from renting to owning with expert handling of financial details to help you quickly find your perfect property. We offer an education-focused approach, clear next steps, and an easy-to-use online application to kick-start the process accurately. Our tools and guidance streamline document submission and provide detailed assessments to aid in budget planning, including associated costs such as closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work and determine the amount of down payment you need, how much you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product that fits your needs, provide mortgage pre-approval, and lock in the best rate. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can submit your application to other lenders if you don't qualify at your bank. Additionally, we provide access to the most innovative tools in Canada that help reduce errors, improve efficiencies, and save you time.

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It is important to get pre-approved before starting a mortgage application, as it can save a lot of time and help determine the purchase price of your dream home. In addition to this, by going one step further, I can assess how much money you can borrow from a lender and create a personalized mortgage plan that suits your needs. This will also give you the opportunity to lock in the best interest rate available, providing rate assurance. By going through a fast pre-approval process, you can confidently shop for properties knowing exactly how much you can afford.

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First time buyer or refinancing? Call for a free quote!

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