I can help you determine the affordability of your home purchase by providing mortgage pre-approvals. This involves assessing your financial situation, such as your mortgage amount, down payment, and overall affordability. I also provide guidance on the necessary documents for conditional approval. The pre-approval process is important as it not only determines the amount you can borrow from a lender based on your current finances but also identifies any potential obstacles to qualification and expedites the approval process. The duration of pre-approvals can vary, usually lasting between 60 to 120 days, and some lenders offer the option to lock in a rate to protect against rising interest rates. We utilize advanced tools in Canada that minimize errors, streamline processes, and save you time. Our pre-qualification tools can quickly determine your eligibility for a mortgage.