We offer assistance to newcomers in understanding Canadian real estate and associated costs such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, taking advantage of employment and credit sources. We can help you find the best rates and mortgage options for higher loan amounts (over $1 million) with at least a 20% down payment saved, and even provide more flexibility on down payment with as little as 5% down. Additionally, we can explain the available homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product that suits your needs and secures the best rate, even if you don't qualify at your bank due to limited credit or employment history. Lastly, we offer access to innovative tools in Canada for a streamlined first-time home buying experience.