We specialize in providing mortgages for newcomers to Canada, helping them navigate the Canadian real estate market and understand associated costs. Our goal is to assist you in building equity instead of paying rent, taking advantage of employment and credit sources. Whether you are looking for higher loan amounts (over $1 million) with a minimum of 20% down payment saved or more flexibility on down payment with as little as 5% down, we will find the best rates and mortgage options tailored to your needs. We can also explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that fits your mortgage needs and locks in at the best rate, even if you have limited credit and employment history. Take advantage of innovative tools available in Canada for a smooth and efficient first-time home buying experience.