Get help determining your financial strategy, mortgage amount, down payment, and affordability with vital mortgage pre-approvals. This service will also advise you on the necessary documents for conditional approval. By obtaining pre-approval, you will find out how much you can borrow from the lender and identify any qualification obstacles early on. Pre-approvals usually last up to 120 days and some lenders allow you to lock in the rate to shield you from increased interest rates. With advanced tools in Canada, this service reduces errors, improves efficiencies, and saves time. Pre-qualification tools are also available for a quick and easy assessment of what you are qualified for.