First Time Home Buyers

If you are considering buying your first home, a professional team can help you make a smooth transition from renting to owning. The team's experts can take care of the financial details and find your perfect property quickly. You will benefit from an education-focused approach, clear next steps, and an easy-to-use online application that will accurately kick-start the process. Tools and guidance streamline document submission and assist in budget planning, including the costs associated with closing and adjustments. The team can also help you understand how homebuyer incentive programs work, determine your down payment, affordability, and monthly payments. They will design a custom product that fits your mortgage needs, set up a mortgage pre-approval, and lock in the best rate. Even if you don't qualify at your bank, the team has access to all of Canada's top lenders, including credit unions and alternative financiers. Additionally, they offer innovative tools to reduce errors, improve efficiencies, and save you time.

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Before beginning your journey towards homeownership, it is important to get pre-approved and lock in your mortgage rate. This process provides a useful tool to save time, help determine a purchase price, and commence your search for your ideal home. Through the pre-approval process, you can also find out how much a lender is willing to lend to you and have a product tailored to your specific mortgage needs. With a fast pre-approval process, you can shop for properties with confidence and enjoy the added benefit of rate assurance.

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First time buyer or refinancing? Call for a free quote!

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