If you are a self-employed individual looking for a mortgage, we have great news for you. We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you have been declined for a mortgage in the past or have a low taxable income due to claimed expenses, we can help you secure fast approval for your mortgage.

One of the mortgage options we offer is the Stated Income mortgage. This option is particularly useful for self-employed individuals with expenses that impact their qualifying income. With this mortgage, you can provide reasonable estimates of your income, allowing you to qualify for a mortgage even if your taxable income does not accurately reflect your financial situation.

Furthermore, we also accept dividend and investment income as part of our mortgage options. However, we do require stability and proof of this income to ensure its reliability and accuracy. This allows us to consider a wider range of income sources when evaluating your mortgage application.

To apply for a mortgage as a self-employed individual, you will need to provide several documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents are necessary for us to assess your financial situation accurately.

At our company, we provide access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to accept reasonable income estimates, which can be beneficial for self-employed individuals like yourself.

If you are a self-employed borrower looking for mortgage options tailored for Business For Self (BFS) individuals, look no further. Our mortgage options are specifically designed to meet the unique needs of individuals like you. Give us a call today to learn more about our self-employed mortgage options and take the first step towards securing your dream home.