We offer low rates and excellent mortgage options specifically designed for self-employed individuals. If you are self-employed and looking for a mortgage, we can provide you with fast approval, even if you have been declined in the past.

One advantage of our self-employed mortgage options is that we take into consideration the reduced taxable income resulting from claimed expenses. This means that your qualifying income can be higher, making it easier for you to secure a mortgage.

If you have significant expenses impacting your qualifying income, our Stated Income mortgage option might be a good fit for you. This program allows you to state your income without providing extensive documentation, making it convenient for self-employed individuals with complex financial situations.

We also accept dividend and investment income, as long as you can provide stability and proof of these sources of income.

To apply for a mortgage as a self-employed individual, you will need to provide certain documents. These include your Notice of Assessment, T1 Tax Statement, proof of your principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

Our lending network includes top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financiers. This gives you access to a wide range of options and increases your chances of finding a mortgage that suits your needs and income estimates.

We also offer customized mortgage options tailored specifically for Business For Self (BFS) borrowers. If you fall into this category, we can provide you with expert advice and guidance to help you secure the best mortgage solution for your unique situation.

If you are a self-employed individual in need of a mortgage, give us a call today to discuss your options and get started on the application process. We are here to help you achieve your homeownership goals.