First Time Home Buyers

If you're considering purchasing your first property, we can help ensure a smooth transition from renting to owning. Our experts handle all the financial details, making it easy for you to find the perfect property quickly. We take an education-focused approach, providing clear next steps and an user-friendly online application to kick-start the process accurately. Our tools and guidance streamline document submission, while detailed assessments assist in budget planning and determining associated costs such as closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, calculate your down payment and affordability, and establish your monthly payments. We will design a custom-tailored mortgage product that fits your needs and secure the best rate through our access to Canada's top lenders. Even if you don't qualify at your bank, we have other lenders we can submit your application to. Additionally, we have access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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Before starting the process of getting a mortgage, it is essential to get pre-approved and secure a locked-in rate. This initial step not only saves time but also helps determine the purchase price of your potential dream home. Moreover, it allows you to calculate the amount of money you can borrow from a lender, while also tailoring a mortgage product that suits your needs. By going through a fast pre-approval process, you can expedite the approval process and confidently search for properties, ensuring a smoother home-buying experience.

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First time buyer or refinancing? Call for a free quote!

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