We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed borrowers, even if they have been previously declined by other lenders. Our mortgage options take into consideration the reduced taxable income of self-employed borrowers due to claimed expenses. We also offer the Stated Income mortgage option which is beneficial for those who have qualifying income impacted by their expenses. We accept dividend and investment income as well, as long as stability and proof requirements are met. To apply, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are interested, please contact us for more information.