Mortgages for People New to Canada aims to help newcomers understand the real estate market in Canada, including associated costs such as closing costs and adjustment costs. By opting for a mortgage instead of paying rent, newcomers can build equity and benefit from employment and credit sources. The company also assists in finding the best rates and mortgage options for those looking for higher loan amounts, provided they have at least a 20% down payment saved. In addition, they offer flexibility on down payment, with as little as 5% down. The company provides information on homebuyer incentive programs and down payment assistance options. With access to various lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, they can create a customized mortgage solution that fits individual needs, even for those with limited credit or employment history. Furthermore, they offer innovative tools to ensure an efficient first-time home buying experience in Canada.