We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique financial situation of self-employed individuals, which is why we provide fast mortgage approval even if you have been declined previously. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for you to qualify. We also offer Stated Income mortgages, which are particularly helpful for those with expenses that impact their qualifying income. In addition, we accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide a few required documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. For more information, please don't hesitate to give us a call!