First Time Home Buyers

If you are thinking about buying your first property, we can make the process seamless for you. Our experts will handle all the financial details to help you quickly find your perfect property. We offer an education-focused approach and provide clear next steps to guide you through the process. Our easy-to-use online application kick-starts the process accurately and our tools and guidance streamline document submission. We also provide detailed assessments to aid in budget planning, including costs such as closing costs and adjustment costs. We will help you understand how homebuyer incentive programs work and determine the amount of down payment you need, how much you can afford to buy, and what your monthly payments will be. We can design a custom-tailored mortgage product to fit your needs, provide mortgage pre-approval, and lock in the best rate. We have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, so even if you don't qualify at your bank, we can still submit your application to other lenders. Additionally, we provide access to innovative tools in Canada that help reduce errors, improve efficiencies, and save you time.

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Obtaining pre-approval is crucial before starting your journey towards getting a mortgage, as it not only saves time but also helps in determining the price range you can afford for your potential dream home. By taking it a step further, I will assess your borrowing capacity from lenders, tailor a mortgage product to suit your specific needs, and secure the best interest rate available to provide you with rate assurance. This streamlined pre-approval process will significantly accelerate the approval process, empowering you to confidently search for properties knowing your financial capabilities.

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First time buyer or refinancing? Call for a free quote!

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