If you're looking to buy a home, it's important to determine how much you can afford. I can assist you with this by providing vital mortgage pre-approvals. Through this process, we will define your financial strategy, including mortgage amount, down payment, and overall affordability. I can also advise you on the required documents for conditional approval. Pre-approval is the initial step towards obtaining a mortgage, as it reveals the amount you can borrow from a lender based on your current financial situation. It can also identify any potential obstacles to qualification early on and expedite the approval process. Pre-approvals typically last for 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in your rate to protect against rising interest rates. With the use of advanced tools, we can reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools will quickly determine what you're qualified for.