Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been previously declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, so our mortgage options take this into consideration. If your qualifying income is impacted by expenses, our Stated Income mortgage may be useful for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Additionally, we have options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information!

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