Mortgages are available for people who are new to Canada. These mortgages aim to help newcomers understand the real estate market and the costs associated with buying a home, such as closing costs and adjustment costs. Instead of renting, newcomers can build equity by purchasing a home, taking advantage of their employment and credit sources. Additionally, these mortgages offer the best rates and options for newcomers who are looking for higher loan amounts, with at least 20% down payment saved. There is also flexibility on the down payment, with as little as 5% down. The company also provides information on homebuyer incentive programs and down payment assistance options. They have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allowing them to design a customized mortgage product to meet individual needs. Even those with limited credit and employment history can qualify for these mortgages. Additionally, the company offers innovative tools to make the first-time home buying experience efficient.