Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have previously been declined, we can provide fast mortgage approval. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. If you have significant expenses that impact your qualifying income, our Stated Income mortgage option may be just what you need. We also accept dividend and investment income, as long as you can provide stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are open to reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today!

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