Mortgages for newcomers in Canada are available to help them understand the real estate market and associated costs, such as closing costs and adjustment costs. These mortgages allow newcomers to build equity instead of paying rent, taking advantage of their employment and credit sources. With options for higher loan amounts (over $1 million) and flexibility on down payments, as little as 5% down, we can find the best rates and mortgage options for newcomers. We also provide information on homebuyer incentive programs and down payment assistance options. Additionally, we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, allowing us to design a custom-tailored product that fits your mortgage needs. Even if you have limited credit or employment history and don't qualify at your bank, we can still secure the best rate for you. Furthermore, we provide innovative tools to ensure an efficient first-time home buying experience.