Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined by other lenders. We take into consideration your reduced taxable income from claimed expenses when determining your mortgage options. Our Stated Income mortgage option is especially useful for individuals whose qualifying income is impacted by their expenses. We accept dividend and investment income as long as it can be proven stable and consistent. In order to apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Contact us today for more information.

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