Newcomers to Canada can benefit from mortgage assistance in understanding real estate costs, building equity, and finding the best rates and options for loans over $1 million with at least 20% down payment. With access to various lenders and custom-tailored products, including homebuyer incentives and down payment assistance, newcomers can secure a mortgage with as little as 5% down. Innovative tools are also available to streamline the first-time home buying process for those with limited credit and employment history.