Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options take into consideration reduced taxable income from claimed expenses, with the Stated Income mortgage being particularly useful for those with expense impacts on qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. Tailored options are also available for Business For Self (BFS) borrowers. Contact for more information.

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