Our services cater to newcomers in Canada who are interested in understanding the real estate market and the related costs such as closing costs and adjustment costs. We aim to help them build equity by guiding them towards mortgage options that are beneficial for their employment and credit sources, allowing them to stop paying rent. Additionally, we specialize in finding the best rates and mortgage options for newcomers who are seeking higher loan amounts, with at least a 20% down payment saved. We can also provide flexibility on down payment requirements, allowing for as little as a 5% down payment. Moreover, we offer information on homebuyer incentive programs and down payment assistance options. We have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders. This enables us to design a customized mortgage product that suits your specific needs and secures the best rate, even if you face challenges at your bank due to limited credit or employment history. Lastly, we provide access to innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.