Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If your qualifying income has been affected by your expenses, our Stated Income mortgage option may be suitable for you. We also accept dividend and investment income, provided that stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call for more information!

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