First Time Home Buyers

If you are considering buying your first property, we can offer you a seamless transition from renting to owning. Our team of experts will handle all the financial details, ensuring a quick and efficient process to find your perfect property. We take an education-focused approach, offering clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance will streamline the document submission process, and our detailed assessments will help with budget planning and associated costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the amount of down payment you need, what you can afford, and what your monthly payments will be. We will design a custom-tailored mortgage product that meets your needs, provide mortgage pre-approval, and secure the best rate available. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you don't qualify at your bank. Finally, we offer access to the most innovative tools in Canada, which can reduce errors, improve efficiencies, and save you time.

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Getting pre-approved is an essential step in obtaining a mortgage, as it not only saves time but also helps in determining the purchase price and allows you to start searching for your dream home. Additionally, I can go a step further by calculating how much money you can borrow and designing a customized product that suits your specific mortgage requirements. By doing so, I ensure that you get the best possible rate and benefit from rate assurance. The fast pre-approval process speeds up the overall approval process, giving you the confidence to shop for properties without hesitation.

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First time buyer or refinancing? Call for a free quote!

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