We offer self-employed individuals low rates and excellent mortgage options. Even if you have been declined in the past, we can provide fast mortgage approval. Our mortgage options for self-employed individuals take into consideration any claimed expenses that may reduce your taxable income. If you have significant expenses that impact your qualifying income, our Stated Income mortgage may be useful. We also accept dividend and investment income, as long as it can be proven and has stability. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored mortgage options for Business For Self (BFS) borrowers. Give us a call to learn more!