I specialize in assisting individuals with mortgage pre-approvals to determine their financial strategy, mortgage amount, down payment, and affordability. I also provide advice on the necessary documentation for conditional approval. A pre-approval is the first step towards mortgage approval, as it determines the amount that can be borrowed from a lender based on a person's current financial situation. It also helps identify any potential obstacles to qualification and expedites the approval process. The duration of pre-approvals typically ranges from 60 to 120 days, depending on the lender and credit standing. Additionally, some lenders offer the option to lock in the interest rate, providing protection against rising rates. By utilizing advanced tools, we aim to minimize errors, improve efficiency, and save clients time. Our quick pre-qualification tools will inform you about your eligibility.