Self-employed individuals can benefit from low mortgage rates and excellent mortgage options. They can also expect fast approval even if they have been declined in the past. Mortgage options for the self-employed take into consideration their reduced taxable income due to claimed expenses. For those with expenses that impact their qualifying income, a Stated Income mortgage can be useful. Dividend and investment income are also accepted, provided stability and proof requirements are met. Various documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options are also available for Business For Self borrowers. Give me a call to find out more!